Exceeding Expectations Through Excellent Service
With my extensive experience in mortgage banking, I will provide my clients with professional, dependable, honest and the highest level of service from the first phone call to the closing. I care about making sure you make the right choice of mortgage options for you and your family.
The mortgage process can be a little intimidating to many people, but with Bell Mortgage's
commitment to excellence through our mortgage technology, our local processing, local underwriting and closing department, we are all here to support the client and get them through the mortgage process and achieve prompt closings.
I am committed to each clients needs, through our host of programs, and with my experience I will educate you and I will keep you informed every step of the process. I want to make my client comfortable with their choices and their decisions.
I have had the pleasure of working with Bell Mortgage and Joe Zemien for over ten years.
Joe is incredibly client focused and truly cares about his customers. His level of communication is excellent. Over the years he has helped navigate my clients through some very challenging situations. He does this with a can do attitude and has been there for me and my clients on nights and weekends.
My clients and I really do love working with Joe and I know you will to. He and his team of professionals will make you feel like their only client and you will be well served. Put Joe to work for you and start packing!
Jeff - Realtor
"Joe Zemien was great to work with! He did an awesome job of explaining everything!".........Chris and Kelly B of Coon Rapids
"Joe Zemien, Home Mortgage Consultant...the best! He's knowledgable, courteous and easy to get along with. Very likable and you will love working with him"........John and Mary H of Eagan